Denton, Flower Mound and North Texas Country Properties real estate and homes for sale in Texas, Farm and Ranch, Fine Homes and Estates - The Stafford Team, REALTORS® The Stafford Team REALTORS(r) for Denton, Flower Mound and North Texas Country Properties, Texas real estate, Farm and Ranch, Fine Homes and Estates - NUMBER1EXPERTS™ The Stafford Team NUMBER1EXPERTS(tm) for Denton, Flower Mound and North Texas Country Properties, Texas real estate, Farm and Ranch, Fine Homes and Estates

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The Stafford Team, REALTORŪ, real estate agents and broker for Denton, Flower Mound and North Texas Country Properties Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Denton, Flower Mound and North Texas Country Properties Texas home buying, real estate listings, and homes for sale in Denton County, TX
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Denton, Flower Mound and North Texas Country Properties real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

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Real Estate Trivia
Q 
In what real estate market are more than 90 percent of home sales cash transactions?

A 
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates.
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The Stafford Team, REALTORŪ, real estate agents and broker for Denton, Flower Mound and North Texas Country Properties Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Stafford Team
Keller Williams Realty

2434 Lillian Miller Parkway
Denton, TX 76205
Tel: 940-594-7253
Fax: 940-382-2773
Email: CharlesandDebbie@NUMBER1EXPERT.com

The Stafford Team has consistently been ranked the #1 team for the Texas and Louisiana Region. This high performance award is an outstanding achievement. With the combined 40 years real estate experience, dedication, commitment to excellence, marketing savvy, familiarity of the area communities, professionalism, vast real estate knowledge, and quality customer care service, the Stafford Team outshines all it's competition. The key to their success lies in their ability to focus on the needs, wishes, and desires of their customers and to dedicate themselves to responding and servicing those needs. Call and let us help you achieve your real estate goals!

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