Denton, Flower Mound and North Texas Country Properties real estate and homes for sale in Texas, Farm and Ranch, Fine Homes and Estates - The Stafford Team, REALTORS® The Stafford Team REALTORS(r) for Denton, Flower Mound and North Texas Country Properties, Texas real estate, Farm and Ranch, Fine Homes and Estates - NUMBER1EXPERTS™ The Stafford Team NUMBER1EXPERTS(tm) for Denton, Flower Mound and North Texas Country Properties, Texas real estate, Farm and Ranch, Fine Homes and Estates

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It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

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Real Estate Tips
Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Real Estate Trivia
Q 
What oceanfront area is currently the most popular choice among people searching for second homes and vacation homes?

A 
According to statistic published early in 2005, the Florida coast is the most sought-after vacation and retirement destination in the United States.
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The Stafford Team, REALTORŪ, real estate agents and broker for Denton, Flower Mound and North Texas Country Properties Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Stafford Team
Keller Williams Realty

2434 Lillian Miller Parkway
Denton, TX 76205
Tel: 940-594-7253
Fax: 940-382-2773
Email: CharlesandDebbie@NUMBER1EXPERT.com

The Stafford Team has consistently been ranked the #1 team for the Texas and Louisiana Region. This high performance award is an outstanding achievement. With the combined 40 years real estate experience, dedication, commitment to excellence, marketing savvy, familiarity of the area communities, professionalism, vast real estate knowledge, and quality customer care service, the Stafford Team outshines all it's competition. The key to their success lies in their ability to focus on the needs, wishes, and desires of their customers and to dedicate themselves to responding and servicing those needs. Call and let us help you achieve your real estate goals!

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